Terms of Use

Website Usage

By accessing this website, you agree not to misuse or distribute content, interfere with its operation, or violate any applicable laws or third-party rights.

You also agree that all materials on the site—including text, branding, taglines, layout, graphics, and media—are the intellectual property of Vadim Promotorov or licensed parties.

No Guarantee or Promise

Nothing on this site guarantees

• Mortgage approval or interest rate

• Sale or lease of a property

• Legal or financial outcomes
  
  

APRVD* refers to an internal review process and not a guaranteed approval from any lender. All real estate and mortgage services are offered in compliance with RECO and FSRA regulations.

User-Generated Content

Any comments, testimonials, or suggestions submitted via this website may be used in marketing, unless you specifically request otherwise.

Modification of Terms

We reserve the right to update this Privacy Policy and Terms of Use at any time. Changes will be posted on this page with the updated effective date.

Governing Law

This site is governed by the laws of Ontario, Canada and the federal Personal Information Protection and Electronic Documents Act (PIPEDA).