Find [ your home ] Today

The offer strategy and the mortgage file — built together, by one dual-licensed advisor, before you fall in love with a property that can't be financed.

Why Most Ontario Buyers Get This Wrong

And what a dual-licensed advisor changes

In a standard Ontario home purchase, your real estate agent and your mortgage broker work on parallel tracks. The agent knows what's available. The broker knows what you qualify for. What neither knows — because they've never been required to coordinate — is how those two files interact on your specific transaction.


The result: buyers fall in love with condos that can't be CMHC-insured on their down payment amount. Offer conditions are written around financing timelines that don't match underwriting reality. Pre-approvals are issued for $510,000 on a building where a $847 monthly maintenance fee pushes the GDS ratio to 41% — above the 39% insured maximum.


These aren't edge cases. They're the preventable failures that happen when two advisors each hold half the file.


At Get [Your Home], one advisor holds both the real estate licence and the mortgage broker licence. Your property search and your mortgage structure are built as one integrated decision — before your offer, not after it.

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Where will your new home be?

ACTIVE
SOLD

“Your agent doesn't know what your broker knows. Your broker doesn't know what your agent knows. You pay for that gap at closing. I hold both licences so that gap doesn't exist."

Full Service Real Estate

After 12+ years inside Ontario's mortgage system — including time inside a major Canadian bank — the gaps in the conventional two-advisor model became impossible to ignore. Get [Your Home] was built specifically to close those gaps.


As a RECO-registered Realtor® and FSRA-licensed Mortgage Broker, every buyer's file is managed as one integrated document. The properties on your shortlist are pre-screened against your financing structure. Your offer is written around your mortgage reality. And you know the exact cost of closing before you fall in love with a neighbourhood.


Serving buyers across Caledon, Bolton, Newmarket, Aurora, and the broader GTA — in English and in Russian.

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The Ontario Homebuyer's Guide — No Ranges, No Fluff

Most buyer's guides tell you closing costs are "1.5–4% of the purchase price." This one gives you the actual line-item breakdown — Ontario LTT calculation, legal fees, title insurance, inspection, appraisal — before you start searching, so the number you bring to closing is the number you planned for.


It also covers: how the OSFI stress test actually calculates your maximum qualification, what the GDS/TDS ratios mean for your specific profile, the 7-step Ontario buying process with realistic timelines, and the 4 property-type traps that most buyers discover inside a financing condition.

Get the Ontario Buyer's Guide — Free

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Home Worth Checking!

15139 Rockside Road, Caledon, ON L7C 1V4
Featured listing
Rural Caledon
15139 Rockside Road, Caledon, ON L7C 1V4
$2,899,999
4 3
Discover the perfect blend of luxury and convenience with this stunning property that features TWO separate homes within the property. This property is ideal for a family that care to have their ...
Listed by: MAKARM SHAMOON, ABR, Broker, RE/MAX REALTY SPECIALISTS INC.
View Details...
136 Clover Bloom Road, Brampton, ON L6R 1S6
Featured listing
Sandringham-Wellington
136 Clover Bloom Road, Brampton, ON L6R 1S6
$779,000
4 3
Welcome to this beautifully updated 3+1 bedroom home in Brampton's sought-after Sandringham-Wellington community. Freshly painted throughout, including the backyard deck, this home features a ...
Listed by: RAJWANT GILL, Salesperson, RE/MAX REALTY SPECIALISTS INC.
View Details...
22 Wintersnow Court, Brampton, ON L6R 3G6
Featured listing
Sandringham-Wellington
22 Wintersnow Court, Brampton, ON L6R 3G6
$1,499,999
7 6
Nestled on an exclusive, family-friendly cul-de-sac and backing onto a picturesque children's park, 22 Wintersnow Court is a residence that has been completely reimagined and masterfully rebuilt ...
Listed by: SANDEEP TAKHAR, Salesperson, RE/MAX REALTY SPECIALISTS INC.
View Details...
6 Meadow Glade Road, Brampton, ON L6R 1Z7
Featured listing
Sandringham-Wellington
6 Meadow Glade Road, Brampton, ON L6R 1Z7
$1,249,990
6 4
Welcome to this beautifully renovated 4+2 bedroom, 4 Bathroom detached home in the heart of Springdale, Brampton. Situated on a premium lot with no sidewalk and parking for up to 6 vehicles, ...
Listed by: RAJWANT GILL, Salesperson, RE/MAX REALTY SPECIALISTS INC.
View Details...
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Tell Me What You're Looking For

Off-market properties and pre-list opportunities exist in every Ontario community — but only reach buyers whose advisors are actively working their agent networks. Submit your search criteria below and I'll alert you to properties that match before they hit MLS.


No pressure. No spam. Just specific properties that fit your actual file.

Your [Home] Search Criteria

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From Pre-Approval to Keys — One File, One Advisor

Full Service Real Estate + Mortgage

When the same advisor manages your mortgage pre-approval and writes your offer, there's no moment where the real estate strategy and the financing reality exist in separate conversations. Your budget is real before your search begins. Your offer is buildable before it's submitted. Your closing costs are itemised before you fall in love with a neighbourhood.


That's the practice. Every buyer's file — bought, financed, and closed — as one integrated process.


Re/Max Realty Specialist Inc., Brokerage | TRREB #6000987

BRX Mortgage Inc. | FSRA #17001620

Know Your Number Before You Search

A 15-minute call gives you your real qualification figure, your closing cost estimate, and a clear property strategy — before you walk through a single door.

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This website may only be used by consumers that have a bona fide interest in the purchase, sale, or lease of real estate of the type being offered via the website. The data relating to real estate on this website comes in part from the MLS® Reciprocity program of the PropTx MLS®. The data is deemed reliable but is not guaranteed to be accurate.